Personal Injury Law: Temporary Total Disability vs. Partial Disability

Workplace injuries happen every day. In fact, the U.S. Bureau of Labor Statistics estimated that nearly 3.1 million nonfatal workplace injuries and illnesses were reported among private industry employers in 2010.

If you are injured at work, you may be entitled to benefits from your employer. However, the type of benefit you may receive depends on how your injury has affected your ability to work in the long-term.
Temporary Disability

Total Disability: Temporary total disability (TTD) is a type of benefit available to injured workers during the period of time they are recovering from a workplace injury or occupational illness before returning to work.

If you are unable to return to work due to your injury, or you must take time off of work to recuperate from a surgery, you may be entitled to TTD benefits. If you receive TTD benefits, you should continue to receive them until a physician has confirmed that you have reached the end of your treatment, or you can return to your previous work.

Partial Disability: If your employer offers you lighter duty work, you may not be eligible for TTD benefits. However, if you return to light or modified duty at less than full pay, the workers’ compensation law requires that temporary partial disability benefits be paid to you.

Permanent Disability

Partial Disability: Unlike TTD benefits, which are paid over an extended period of time, permanent partial disability refers to a lump sum amount of money awarded to an injured worker for a permanent disability. The term “permanent disability” can often refer to the loss of use of a limb or joint in the future.

Permanent partial disability (PPD) means your work injury prevents you from doing certain tasks, but you are still able to work.

Total Disability: Permanent total disability means that you are no longer able to work at any job. If you are permanently disabled by a workplace injury, you could be entitled to lifelong weekly payments from your employer. Or, you might negotiate a lump sum.

When you are injured in the workplace, it is important to contact an attorney who can help you assess what type of injury claim for which you may qualify. The Meehan Law Firm has experience in all types of personal injury cases. Contact The Meehan Law Firm to discuss your case today.

Sources:

http://labor.mo.gov/DWC/Injured_Workers/benefits_available.asp#BensAvail1

http://labor.mo.gov/DWC/Injured_Workers/obt_lawyer.asp

http://labor.mo.gov/DWC/Injured_Workers/benefits_available.asp

http://library.findlaw.com/2009/Jan/16/247315.html