Worker’s Compensation: Getting Benefits

The Missouri workers’ compensation system is a mandatory state law protecting all injured workers. Any employer in the State of Missouri with more than 5 employees is subject to the law and must provide their employees with workers’ compensation benefits. These benefits include dollar-for-dollar medical coverage, two-thirds of your weekly gross salary if a doctor concludes that you are unable to work while recovering from your injury, and – most importantly – a lump sum money award for permanent injuries.

These workers’ compensation benefits, although state ordered, are funded by private insurance companies. Because of this, the system can be confrontational and adversarial, and you often need an attorney to ensure that you are receiving your proper benefits from the insurance company. Additionally, major changes in the workers’ compensation law were passed in 2005. These changes make it harder to obtain workers’ compensation benefits